Health, Life, & Disability Bad Faith

Insurance Claims Under a Personal Health, Life, or Disability Policy

Purchasing your own health, life, or disability policy is a substantial investment.  Unfortunately, many people insured under private, individual policies have valid claims for benefits disputed by insurance companies.

If you obtained your own personal policy on your own and without going through your employer, and if your claim does not arise under Medicare, Medicaid, Social Security, or another form of government benefit, you still expect yourself and your family to be protected in the event the unexpected occurs.  Often, however, insurance companies deny or delay payments—hoping that claimants will simply give up or settle for far less than they are entitled to.

If your insurer has wrongfully denied benefits on individual health, life, or disability policy, you or your family may be able to recover lost benefits, lost wages, pain and suffering, and other damages.

Types of Personal Health, Life or Disability Insurance Claims

We have represented families and policyholders in many types of claims, including:

  • Denial of cancer claims
  • Refusal to pay expensive hospitalizations
  • Denials of catastrophic health claims
  • Rejection of disability insurance claims following life changing illness or injury
  • Refusal to honor life insurance claims

Making a Claim for Benefits Under a Personal Policy

Insurance companies must have a reasonable basis to deny a claim, but they often do not.  If you have purchased and maintained an individual health or disability insurance policy for yourself or a family member, or if you are the beneficiary of a life insurance policy that a loved one individually purchased, your insurance company has a duty to fairly investigate your claim and not to deny a valid claim.

Representing Individuals in Complex Benefits Disputes

If your valid health, life, or disability claim has been disputed under your own personal insurance policy, contact an attorney at Doyle Raizner today to obtain a free consultation on your claim.

 

Houston Main Office

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  • LyondellBassell Tower 1221
    McKinney Street Suite 4100
    Houston TX 77010
  • E-Mail Our Firm
    Phone: 713.571.1146
    Fax: 713.571.1148

Phoenix Office

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  • 2929 E. Camelback Road, Suite 126
    Phoenix, AZ 85016
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    Phone: 480.447.2494
    Fax: 480.685.5005

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  • 1894 Trube Estate Building
    2415 Market Street
    Galveston TX 77550
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    Phone: 409.740.6600
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