West, Texas being the location of a catastrophic explosion is not happenstance. Texas promotes “antipathy toward regulations” and does not require workers compensation insurance be carried by businesses operating within the state. According to the New York Times, Texas has “more than three times the number of accidents, four times the number of injuries and deaths, and 300 times the property damage costs” as Illinois. The fertilizer plant where the blast originated had not been inspected by OSHA since 1985.

The author of the article, David Sirota, attributes this lack of concern at the number of workers who die every year and the lack of reaction to “a deregulated economy whose laws are written by corporate interests”. He cites those corporate interests as the roadblock for safety regulation and enforcement who uses politicians and their campaigns to ensure they don’t spend additional dollars on making workplaces safer.

NPR released an article recently addressing the large number of worker accidents in Texas and the demographics of the employees. Many are undocumented immigrants and exploited by companies seeking cheap, tax-free labor. This contributes to a corporate environment expecting optimized profits while maintaining low labor costs and the bare minimum safety regulations.

Doyle Raizner has represented clients and their families over the years that have been paralyzed, maimed, and killed as a result of poor workplace conditions. We stand behind them in their fight against corporate entities whose greed converts a workplace death to a cost of doing business.

The study includes University of Texas law professor Charles Silver and was paid for by the researchers’ universities. It was published in the Journal of Empirical Legal Studies. Silver also steered another unpublished study that disputes tort reform’s supporters who claimed a mass exodus of Texas doctors before tort reform and a significant increase after.

The study focused on the Medicare spending; it compared doctors in counties with a higher risk of lawsuits against their counterparts in lower risk counties. Silver said, “If tort reform reduces spending, it would have the biggest effect on high-risk counties”. He added these counties tend to be large and urban.

The critics of the study said the 2003 campaign never promised spending would decline. The leader of Texas Alliance for Patient Access, Jon Opelt, said tort reform added nearly 5,000 more physicians in Texas. He also said patients have more access to high-risk specialists and ER doctors are more willing to be on call. Silver’s unpublished study found Texas did slightly worse than other states at attracting doctors post tort reform. Opelt says his group did not misinform voters about the effects of healthcare post tort reform.

A property insurance attorney at Doyle Raizner LLP can help you cope with the aftermath of the hurricane and an insurance company’s bad faith tactics. We know how to get you the money you need, deserve and expect from your insurer. If you are having a hurricane insurance dispute, the time to call us is now.

Our Hurricane Damage Lawyers Can Assist Throughout the U.S.

There are few law firms with the knowledge and experience to handle hurricane insurance disputes, but Doyle Raizner is uniquely qualified to assist those whose insurance companies are not living up to their contractual agreements.

We handle insurance claim disputes throughout the United States and want to help any individual or business who has suffered a loss. Some of the insurance disputes that we handle include:

• Insurance Bad Faith
• Commercial Roof Damage
• Business Interruption
• Commercial Property Damage

In these and other situations where you have been impacted by a hurricane, we can deal with the insurance company on your behalf so you don’t have to.

Types of Disputes Handled by a Hurricane Damage Lawyer

Those who live in areas with the potential for a hurricane to occur typically have comprehensive insurance policies they believe will cover their losses. Unfortunately, even if you pay your insurance premiums and live up to your agreement, there is no guarantee the insurer will pay out as it should. A variety of problems can arise when dealing with your insurer after a hurricane occurs, including:

• Unfair and unreasonable delays in approving your claim or paying out a claim
• Undervaluing of your property or offers of a settlement insufficient to rebuild
• Unreasonable delay of claims that should be covered
• Denial of claims for business interruption/loss or undervaluing claims for lost business

If your insurance company employs these tactics, legal action is typically the only recourse if negotiations have failed. Remember, the insurer is not on your side; their focus is profits.

For residential and commercial insurance disputes related to the October 2012 Northeast superstorm, refer to our Hurricane Sandy insurance claims resource page.

How Our Hurricane Damage Attorneys Can Help

At Doyle Raizner, we know all of the tricks that the insurance companies try, and we are not afraid to play hardball with the insurance company. We will negotiate on your behalf, work to get you the money you deserve and fight to ensure that your claim is fully recovered. An insurance company’s refusal to honor its obligation to the policyholder is a breach of contract and defined as bad faith.

Contact Doyle Raizner LLP Today

If you are currently involved in a hurricane damage insurance dispute, don’t hesitate to seek legal assistance to deal with your insurance company.

Contact an attorney at Doyle Raizner to discuss your claim or complete our online intake form to provide us with information about your potential case.

After the hurricane, thousands of commercial property owners found themselves trying to navigate the world of insurance claims, often with insurers purposefully making things difficult. Getting your claim paid in full and quickly so needed repairs can occur is a major challenge for many commercial property owners, but an experienced Hurricane Sandy commercial property damage attorney at Doyle Raizner LLP can help.

Problems with Hurricane Sandy Commercial Property Damage Claims

Many insurance companies fail to properly assess the value of a claim. Insurance companies also generally fail to act with the urgency that a commercial property owner needs. If you operate a business out of your property or rent that property to tenants, you lose money every day that the property is not repaired and inhabitable. These losses can cripple you financially and you need your insurance company to pay out quickly so the process can move forward.

Our Hurricane Sandy commercial property damage lawyers understand the needs of commercial property owners and can work to assist these property owners in getting their claims paid in full.

At Doyle Raizner LLP, our litigators will help with:

• Policy review to understand what is covered
• Decisions on which insurance company/companies you should make a claim with if you have multiple policies
• Making a case for repair or replacement depending on which is most appropriate
• Fighting for sufficient compensation to fully cover repairs or replacement and restore the commercial property

A Doyle Raizner LLP commercial property damage attorney can also file an action for bad faith if the insurance company doesn’t live up to the promises made in the insurance contract.

Types of Hurricane Sandy Commercial Insurance Claims

Our Hurricane Sandy lawyers know that businesses of all sizes and all types own commercial property and that different types of damages can be sustained as a result of a hurricane. Some of the different types of claims that we handle include:

• Destruction of commercial buildings: If your space was entirely destroyed, we’ll work to get you the money to rebuild.
• Wind or roof damage claims: Often, there are disputes about whether replacement or repair is best.
• Property damage claims: We’ll fight to get you the money to restore the property to the condition it was in before the natural disaster.
• Business interruption claims: These are claims made under a special business interruption policy when the commercial property damage you sustained caused your business to interrupt its normal operations.

In these and other claims, we will compel your insurance company to pay you the full amount owed under the coverage you have for your commercial property.

Get Help Today from a Hurricane Sandy Commercial Property Damage Lawyer

To protect your investment in your commercial property, you need a lawyer you can trust to act on your behalf. At Doyle Raizner, our commercial property damage attorneys have extensive experience fighting insurance companies.

We will put our experience to work to help you get the money you deserve for damage or loss to your commercial property. Give us a call today at or complete our contact form. The consultation is free and there is no obligation.

When Hurricane Sandy hit the East Coast, business owners who had purchased business interruption insurance found that it didn’t work the way it should. Many insurance companies haven’t paid Sandy claims or are undervaluing Sandy claims, leaving businesses in the Northeast and mid-Atlantic without the insurance money they need to operate at full capacity.

If your insurance company is not paying for the losses caused by interruption of your business, now is the time to act. A Hurricane Sandy business interruption attorney at Doyle Raizner can help fight for the money you deserve based on your insurance coverage so you can protect your livelihood and the future of your business.

How Business Interruption Insurance Applies to Hurricane Sandy

For those who purchased business interruption insurance, the policy is designed to pay out for losses caused by any interruption to the business resulting from covered natural disasters or events. Hurricane Sandy is a natural disaster that caused many businesses to shut down for long periods of time.

Business interruption insurance is supposed to pay for the money lost as a result of these shutdowns so that companies don’t suffer irreparable for this protection and you place your trust in the insurance company to pay when disaster strikes.

Unfortunately, many insurance carriers are failing the businesses that trusted them and bought insurance policies. Insurance companies are wrongfully:

• Delaying claims
• Making it difficult to file a claim
• Denying legitimate claims
• Undervaluing losses that should be covered by business interruption insurance

When this happens to you, you may fear for the future of your business as you cope with difficult economic times. You shouldn’t lose sleep because your insurance company isn’t holding up its end of the bargain. At Doyle Raizner LLP, our Hurricane Sandy business interruption lawyers will tirelessly support your claim.

How a Hurricane Sandy Business Interruption Lawyer Can Help

A Hurricane Sandy business interruption attorney can take over dealing with the insurance company on your behalf so you can focus on the other aspects of getting your business back up and running. Our attorneys can:

• Review your policies to determine coverage
• Gather evidence and information to prove your losses
• Negotiate with the insurance company to pursue a fair settlement
• Take action and file an insurance bad faith claim when the insurer fails to pay as required

Our goal is to get you the money you need as quickly as possible so you can focus on the livelihood of your business.

Contact Doyle Raizner LLP Today

If you own or operate a business that was affected by Hurricane Sandy, you shouldn’t hesitate to get legal help in making an insurance claim for business interruption. We have helped businesses throughout the U.S. after hurricanes and we can put our legal knowledge to work for you.

Give us a call today at or complete our contact form to schedule a no-obligation consultation with one of our attorneys. Get your business back on track with help from Doyle Raizner LLP.

Our attorneys have handled hurricane damage claims for hurricanes throughout the United States. We understand the challenges faced by home and commercial property owners after a terrible storm like Hurricane Sandy and we work to negotiate property owners’ claims so they can rebuild after a violent storm.

Types of New Jersey Hurricane Damage Claims

Hurricane Sandy damaged or even destroyed many residential and commercial buildings throughout New Jersey. Anyone who owned property in the state likely had various types of insurance that can provide coverage.

These policies should cover a number of different claims arising from Hurricane Sandy, including:

• Slab claims: These types of claims are brought when a property has been completely destroyed by the hurricane and must be rebuilt in full.
• Wind damage claims
• Roof damage claims
• Property damage claims
• Business loss claims

In these and other types of Hurricane Sandy insurance loss claims, it is important to understand what types of insurance coverage you have and what your policy covers. A hurricane damage lawyer at Doyle Raizner can review your insurance information and advise you on the process of making a claim.

Hurricane Insurance Disputes in New Jersey

When you buy an insurance policy, you count on the insurer to pay out when something goes wrong. In a major disaster like Hurricane Sandy, you may believe that insurance carriers will understand the mass devastation and will work with you to get your claim paid out.

Unfortunately, this is often not the case. Insurance companies facing huge financial losses as a result of catastrophic hurricanes often try a number of tactics to protect their profits, including:

• Creating a regulatory maze for those who suffered property damage to work through
• Denying legitimate claims
• Pushing repair over replacement to save money even when it is clear that rebuilding is the right solution
• Delaying payment of claims
• Limiting the amount you can recover or refusing to pay a reasonable amount for your damages

When an insurance company tries these or other tactics, it can be enormously frustrating. You’ve likely been paying insurance premiums for months, years or decades, and you expect your insurer to hold up its end of the contract. A hurricane damage attorney at Doyle Raizner can help you hold your insurance carrier’s feet to the fire.

How We Can Assist

We can negotiate with the insurer on your behalf; help identify the terms of your policy in relation to your claim; and assist you in getting paid a reasonable amount of compensation.

At Doyle Raizner, lawyers are uniquely qualified to make insurance bad faith claims against insurance companies that don’t pay as promised. We are one of the few law firms able to successfully take on insurance companies with these types of claims after past hurricanes, and we are not afraid to stand up for your rights.

Contact Doyle Raizner LLP Today

Months have passed since Hurricane Sandy and you should no longer be waiting for a payout your insurance company is obligated to pay. Contact a New Jersey hurricane damage attorney at Doyle Raizner LLP today so we can start working on your behalf. Call now to arrange your free consultation: .

Getting your roof back to pre-storm condition is essential, and the Hurricane Sandy roof damage attorneys at Doyle Raizner LLP are here to help. We will negotiate with the insurer on your behalf and we won’t rest until the roof on your commercial property is as good as new.

Problems with Hurricane Sandy Roof Damage Claims

Hurricane Sandy caused rampant roof damage as it plowed through the mid-Atlantic and Northeast. Commercial roofs were peeled away and many homeowners lost shingles on their houses.

Not surprisingly, most insurance companies will simply want to patch or replace damaged shingles, especially on older roofs. A patched roof instead of a new intact roof can cause your structure to lose value. You may also have leaks inside from the roof damage that need proper repair that your insurance company may be reluctant to cover in full.

You can get full coverage to have your roof restored or replaced, but you will need to be prepared to fight for what you deserve from the insurance company. A Hurricane Sandy roof damage attorney at Doyle Raizner can help.

How a Hurricane Sandy Roof Damage Lawyer Can Assist You

Roof damage is something to take very seriously, as a compromised roof can be a major red flag that turns off potential buyers and can cause further problems during the time when you live in your home or occupy a commercial building.

Getting your roof fixed effectively and quickly is essential, and a Hurricane Sandy roof damage lawyer will assist you in:

• Identifying coverage under your insurance policy related to roof damage
• Demonstrating the extent of the roof damage and proving why repair or replacement is appropriate
• Negotiating to get you the money you need to restore your roof and to repair damage

If your insurer is unwilling to pay a reasonable amount for your roof damage claim, a Hurricane Sandy wind roof damage attorney can help.

Types of Hurricane Sandy Roof Damage Claims

At Doyle Raizner LLP, we can handle all types of Hurricane Sandy roof insurance disputes, including claims arising from:

• Homes, townhomes, and condominiums
• Flat-roofed retail shopping malls and strip centers
• Pitched-roof churches
• Steel-frame industrial buildings
• Skyscrapers and multi-story industrial buildings
• Hotels and motels
• School and government buildings
• Warehouses

We will help you determine whether you have a right to demand a new roof or repair your old one, and we will tirelessly fight for the money that you need so the repair or replacement can begin.

Contact Us for Help with Your Hurricane Sandy Roof Insurance Disputes

Roof damage claims are some of the most complex cases after a hurricane has occurred. You need a strong advocate on your side who understands insurance claims and who can fight for your rights. At Doyle Raizner, our Hurricane Sandy roof damage lawyers have represented clients throughout the United States after hurricanes damaged their roofs. We know how to approach these claims and we will use our legal knowledge and experience to help you.

Give us a call today at or complete our online form to schedule a free consultation and learn more about how we can assist with your roof damage claim.

Our Hurricane Sandy insurance losses attorneys have represented clients throughout the United States who sustained hurricane damage, and we know the lengths to which insurance companies will go to avoid paying claims or to make it difficult for insured property owners to get a fair payout. Doyle Raizner represents those who have suffered a loss in a hurricane and who are being further victimized by an insurer who refuses to pay a fair amount, and we fight to get you the compensation that you deserve.

Why You Need a Hurricane Sandy Insurance Losses Lawyer

When you buy an insurance policy, you pay premiums month after month in exchange for peace of mind. You assume you are protected when a hurricane comes through and you have every right to make that assumption.

Unfortunately, insurance companies aren’t always honest and they don’t always keep the promises that they made in insurance contracts. If your insurer tries to deny you the money you deserve, you need an advocate who can fight for you. A Hurricane Sandy insurance losses attorney at Doyle Raizner can help.

When you have a Sandy claim that isn’t being paid or when your insurance company is treating you in an unfair way, our attorneys can:

• Assist in determining what is covered
• Help negotiate with your insurance company to get reasonable payments
• Assist determining a reasonable compensation amount for your claims
• Prove to your insurer what you should be entitled to

If your insurance company still won’t work with you to pay out your claim, our Hurricane Sandy insurance losses attorneys will take your case to court in a bad faith claim. These types of claims can allow you to recover money for all of your losses as well as additional damage caused by your insurer.

Types of Hurricane Sandy Insurance Losses

Depending on the terms of your insurance policy, there may be many different types of Hurricane Sandy insurance losses that your insurer is expected to pay. Our attorneys can help you make a claim for:

• Damage to your property caused by winds
• Destruction of your property caused by the hurricane
• Business interruption losses caused by the hurricane

For any type of Hurricane Sandy insurance losses covered by your policy, our litigators will fight to get you the full compensation you deserve.

Contact Our Hurricane Sandy Insurance Losses Attorneys Today

When your property has been damaged by a hurricane or when your business loses money as a result of a hurricane, you need your insurance money to move forward. When your insurance company tries to deny or delay, this can have devastating consequences. Don’t let your insurer do this to you.

Contact the Hurricane Sandy insurance losses attorneys at Doyle Raizner LLP today to learn how we can help you stand up to your insurer and get the money you deserve. Call now: insert IfByPhone tracking

Unfortunately, thousands of policyholders with Hurricane Sandy property damage claims found themselves navigating a maze of paperwork and insurance regulations, struggling to get insurance coverage for claims that were clearly covered.

Why Do I Need a Hurricane Sandy Property Damage Lawyer?

According to news reports following Hurricane Sandy, many residents were still struggling to get insurance claims paid months after the hurricane occurred. Regrettably, insurance companies often fail to live up to their obligations to faithful policyholders.

Insurance companies are not on your side and may try a number of tactics that make it difficult for you to obtain compensation for your Hurricane Sandy property damage, including:

• Refusing to pay legitimate claims: Insurance companies may try to deny that the damage was a result of the storm.
• Giving you the runaround: Some insurance companies are just too big, and claims get mired in red tape while you helplessly wait for a resolution.
• Undervaluing claims: An insurer may argue that only repairs are necessary on a property that has sustained serious damage or an insurer may try to claim that your damages won’t cost that much to fix.
• Causing unreasonable delays or making unreasonable demands: Insurers often try to drag things out for months, leaving you coping with a maze of paperwork.

If your insurance company is employing any of these tactics, now is the time to contact a Hurricane Sandy property damage lawyer.

How We Can Help

A Doyle Raizner attorney can assist you in a Hurricane Sandy property insurance dispute, including:

• Negotiating with the insurance company to agree on a reasonable amount of money to repair your property
• Fighting to have your property classified as either a repair or a rebuild, depending upon the situation
• Filing a bad faith claim if your insurer fails to act reasonably

Types of Hurricane Sandy Property Damage Claims

At Doyle Raizner LLP, our experienced Hurricane Sandy property damage lawyers will fight for every insured to get the money promised in the insurance contract. It is not right for you to pay premiums and get less than you deserve, and we will assist commercial property owners with:

• Slab claims where a property has been completely destroyed
• Claims where your residence sustained siding damage
• Claims involving roof damage to your home

Our goal is always to keep your case moving forward and to obtain the best possible outcome.

Contact Our Hurricane Sandy Property Damage Attorneys Today

If your home was damaged by the 2012 East Coast superstorm, the Hurricane Sandy property damage lawyers at Doyle Raizner can work with the insurer on your behalf. You may complete our online form to provide more information about your losses or call us at to schedule your no-obligation consultation today.

]]> http://www.doyleraizner.com/hurricane-sandy-property-damage-attorney/feed 0 http://www.doyleraizner.com/hurricane-sandy-insurance-claims-attorney http://www.doyleraizner.com/hurricane-sandy-insurance-claims-attorney#comments Fri, 17 May 2013 14:46:30 +0000 admin http://www.doyleraizner.com/?page_id=4810 In the United States, losses from Hurricane Sandy totaled tens of billions of dollars. These losses came from interruptions to businesses as well as significant damage or destruction of homes and properties throughout Connecticut, Delaware, Maine, Maryland, Massachusetts, New Hampshire, …